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Shopping John Concrane

Top quality fat tire electric bike by Hotebike A6AH26F

Hotebike A6AH26F best price electric bike? We are looking for the fastest fat electric nike, we will review some options on the market and discuss about Hotebike A6AH26F, the one we believe is on top.

E-bikes have what they call battery-powered “pedal assist.” Technically, this is a machine integrated within the bike to give your pedalling a boost. This can reduce stress and impact on your knees and thighs. Say goodbye to sweaty rides. There are E-bikes that have specific boosting technology that can assist you to conquer hills and inclines, so you don’t have to worry about any challenging terrain. People of all ages and health can ride flawlessly and for much longer with an E-bike. Longer rides mean more views and more possibilities for lunch stops!

What helps set this apart from the rest on our list is the suspension aspect, making it the one true all-rounder for any environment. Let’s keep going and analyse the specifications before seeing how other buyers rated the product. Cyrusher also make a great folding electric bike, read more about it in our in depth-review. During my testing with this bike I can only say that this is a great e-fat bike. I purchased this bike and used it for my home to work commute. My commute is 6 miles one way so 12 miles round trip. After 12 miles, I had around 75% left in the battery on level 3 support, so I am pretty sure that the battery lasts more than 30 miles.

Did you know that E-bikes turn people into daily cyclists? Only 55 % of bikers rode their standard bike once a week or more before purchasing an e-bike. After upgrading to a shiny new electric bike, this number to 93 percent. Even the few (6%) who had never ridden regular bikes as adults were now cycling weekly or daily. Well, in recent decades, the number of bicycles around the world has been multiplying. The traditional bicycle has always been an environmentally friendly mode of transport with many other advantages over other forms of short to medium range transportation. Find additional info on electric fat bike Hotebike A6AH26F.

This electric bike has an extremely powerful motor, and you can instantly feel that it has this as soon as you start riding it. The motor is 1000w, and it will enable you to accelerate to a top speed of 30mph. It is also able to travel a very long distance of up to 65 miles on one full charge; therefore, it’s very ideal if you do need to travel quite long journeys each day. Not only this, but it can also carry quite large adults, as well as the maximum weight that it can hold, is 350 pounds. Why we liked it – We liked this product because it has a variable gear sensor that is actually able to detect any action when the rider shifts the gear.

Zhuhai Shuangye Electronic Co., Ltd. professional produce electric bike,electric mountain bike,folding electric bike,ebike kits and ebike batteries. We have professional technical and production design people,with advanced production line,precise processing workshop,assembly workshop and the improve ebike testing equipment,provide reliable quality guarantee and thoughtful service to customers. OEM and ODM orders are supported in Shuangye company. Customers inquiries will be replied within 24 hours,Shuangye Pursue to offer parters Reliable quality, competitive price,quick feedback. Discover extra info at https://www.hotebike.com/.

Health John Concrane

Mental health therapy recommendations

Residential mental health care service Florida: If you’re addicted to alcohol, it’s unlikely that you’ll be able to recover without some form of addiction treatment. You may be able to detox at home and recover from alcoholism with the help of support groups such as Alcoholics Anonymous. However, medically supervised detox and professional rehab are more likely to help you maintain long-term sobriety. If you’ve been unable to quit on your own, you should consider attending an alcohol rehab center. Alcoholism treatment allows you to detox in a safe environment. It teaches you healthy ways to cope with stress and techniques for overcoming the underlying causes of alcohol addiction. It also prepares you for life without alcohol.

Adderall abuse in college and high school is common because many believe that taking these study drugs leads to achieving higher grades. The story of amphetamine abuse began in 1887 when Romanian chemist Lazar Edeleanu first synthesized the drug. In the 1930s, American biochemist Gordon Alles discovered the stimulant effects of the drug and created Benzedrine, a decongestant inhaler. In the years following Benzedrine’s creation, doctors also prescribed Benzedrine to treat depression, narcolepsy and nausea caused by pregnancy. During World War II, militaries used amphetamines to keep their troops awake and energized.

Alcohol use and the subsequent withdrawal period can cause a person to become dehydrated, so drink plenty of water. Additionally, alcohol can deplete the body of essential nutrients and cause damage to vital organs. Get your body right again by feeding it foods rich in vitamins and minerals and by exercising. Proper maintenance of your body leaves you feeling refreshed and your mind clear. Healthy bodies work better, so as you make a plan to quit alcohol, make a plan to nurture your body as well. See extra details on is addiction a disease.

Whether you’ve become addicted to prescription medications, street drugs, alcohol or a combination of substances, medically supervised detox is a specialized inpatient program that is designed to help you through the physical withdrawal process. Our team of licensed, experienced detox experts provide 24/7 care that includes a comprehensive medical assessment and ongoing management of your withdrawal symptoms in a safe, comfortable environment. Don’t let fears over the detox process keep you from taking control of your life. Getting clean and sober is a critical step in your recovery journey, and we’re here to provide you with the support, guidance and expert medical care you need to detox safely.

Residential treatment is the first step in your care to improving your mental health. The goal of initial residential treatment is to help stabilize an individual. Many men and women with mental health disorders are living in a state of shock, confusion, pain, and hopelessness. Some may be using substances to help minimize symptoms. Others are facing life-threatening complications. The goal of our mental health residential care is to first provide a stable and safe environment. As the initial phase of mental health treatment, our program is designed to meet the needs of each individual. For some, this may include detox if there are substance abuse concerns present. For others, it may mean health care to address medical issues occurring. Find extra info on here.

Lifestyle John Concrane

Top travel locations to visit in Vietnam and moto travel tours

5 top attractions in Vietnam: One of the world’s best caving destinations, World Heritage-listed Phong Nha-Ke Bang National Park is a dramatic karst mountain formation honeycombed with huge caverns, which are home to superb stalactite and stalagmite displays. The most popular destination within the park is the Paradise Cave, which extends for a staggering 31 kilometers below ground. The yawning caverns here are truly spectacular. Tu Lan Cave is a “wet cave,” and a visit here includes swimming through the cave-systems river. The other most popular excursion is to the Phong Nha Caves, where the interior is accessed by boat. You can access Phong Nha-Ke Bang National Park from Son Trach.

More than 1,600 years ago, the Chan people of Vietnam began construction on dozens of Hindu temples near the village of Duy Phú. Under the shadow of Cat’s Tooth Mountain, and surrounded by a green valley, several of these temples still stand. Known collectively as My Son, most of the temples are now ruins. However, that only adds to the atmosphere. Visiting My Son is like stepping back in time, thanks in part to its secluded location and the lack of touristy infrastructure.

Nho Que river, Quan Ba Heaven Gate, Co Tien couple mountain, Ma Pi Leng, Lung Cu, Dong Van plateau, and Meo Vac are all must-see destinations of any Ha Giang motorbike tours. But it will be so boring if you choose to explore them in normal ways and take a ride through common roads. With the Off-road Ha Giang Motorbike Tour Through Dong Van Geopark 3 days, you will enjoy a completely different experience on the new roads that only BM Travel Adventure can offer. Explore more info at Ha Giang motorbike tour.

With a great passion for travel, Binh soon set the goal to become a tour guide so that he had the chance to travel all over Vietnam for free and introduce his beautiful country to international friends. At University, Binh pursued English and Spanish majors in order to acquire an extensive understanding of Europe and its culture. He then realized that though Vietnam had so many things to offer to tourists – from gorgeous landscapes, excellent cuisine to unique cultures and hospitable people, most travel agencies hadn’t yet tapped the full potentials of Vietnam’s tourism and been able to offer a truly authentic and diverse travel experience to international tourists.

Phong Nha-Ke Bang National Park is a popular option for adventurous travellers looking to explore its many limestone caves and grottoes. Set within the Quang Binh Province, it’s home to the world’s largest cave, Son Doong, with sections reaching up to 200m in height, as well as Paradise Cave, which boasts spectacular shapes of limestone stalactites and stalagmites. Entrance to Phong Nha-Ke Bang National Park costs VND 40,000, plus additional fees (between VND 80,000 and (VND 150,000) to enter the caves. Hiking, mountain-biking, and cave expeditions are regularly organised by tour operators in Vietnam.

Super Enduro Tours (Hardcore Off-road Tracks), Suitable for: Advanced Riders. Vietnam is home to miles of single tracks, forest trails, river creeks, grassy hills, limestone mountains that will challenge the best riders out there! Come and choose our Super Enduro Tours to ride to different places every day via distinctive routes tailored by BM travel Adventure. Our super Enduro tours range from 3 to 16 days but only for the fittest riders and not for the faint of heart! Read extra info at https://vietnammotorbiketoursclub.com/.

Gambling John Concrane

Complete online casinos reviews for Korea

Pro Korea online casino suggestions from Kings911: Seasoned roulette players are well familiar with what we are about to tell you. As a novice, you may not know it, but different roulette games have different odds. There are 3 broad categories of roulette games, including European Roulette, French Roulette, and American Roulette. At first glance, they all feature a roulette wheel and a racetrack. The devil is in the details (no pun intended even though the numbers on the roulette wheel add up to 666). European Roulette features a single green 0 and numbers 1-36. There are 37 numbers on the wheel and a house edge of 2.70%. That means the return to player is 97.30% on average. For every $100 you wager, you can expect to theoretically win back $97.30. That doesn’t really happen in practice, but it makes this game appealing.

Online gambling winning tips… everyone wants to win at casino! Take advantage of no deposit bonuses : No deposit casino bonuses are practically free money. If you get a £10 no deposit bonus after signing up, take advantage of this as it will increase your chances of playing online slots for free, while giving you the chance to win real money. Of course, if you’ve made a substantial win, you would be required to make a deposit in order to cash out your winnings.

What to Consider When Choosing a New Casino Site: Discovering new casinos just reaching the internet isn’t the hard part when players have a resource like we providing reviews of the latest sites, but actually choosing which new casino to join can be more complicated. Does your choice new casino offer the mobile experience you expect? Ensuring your fun can go on the move with you is vital to some player’s evaluation. This along with use experience, bonuses and games are just a few aspects of site evaluation players need to consider as the latest casino sites hit the web each day.

Don’t Be The First Player To Limp: Limping (just calling the big blind preflop) is an absolute no-no as the first player to enter a pot. There are two main reasons why this play should be avoided: You can’t win the pot before the flop like you could if you raised. You give the players behind very enticing pot odds, making it more likely you face multiple players and thus less likely you win the pot. The only acceptable situation in which to limp is when at least one other player has already limped. This is called over-limping, and it can be a good play because you are getting great pot odds to join the action so you can hit something good on the flop, hopefully. Note: Want to upgrade your poker skills? Get our free preflop charts and start playing like a pro before the flop. See additional info on www.kings911.com.

Too many novices throw caution to the wind. They don’t want to bet too much, or too frequently, for fear that they will lose their bankroll. They typically tend to check when they should be betting. And they tend to call when they should be raising. If you’ve got a premium opening hand, like a pair of Kings, Queens or Aces, or you’ve got an Ace-King or Ace-Queen combination, you should up the stakes by betting aggressively. These are terrific poker cards, and they are great coming out of the gates. At a 6-max table, or a 9-max table filled with players, you want to make sure that you assert your dominance from the get-go. You want to get rid of weaker players by bullying them with your betting.

Can You Win At Online Casinos? Of course you can! Part of the huge popularity of playing online comes from the many ways players can win real cash fast. From the big name progressive jackpots that run to thousands and millions, classic table games online, and the bingo and lotteries games, you’ll find a game to suit your taste. Gambling sites take great care in ensuring all the games are tested and audited for fairness so that every player stands an equal chance of winning big.

For our Korean visitors:

우선 가장 중요한 도박사의 오류에 대해 논하고 배팅 전략, 즉 배팅 금액을 늘이거나 줄이는 전략에 대해 설명드리겠습니다. 이를 종합하여 카지노에서 돈을 잃지 않는 방법에 대해 설명하고 결론짓겠습니다. 그리고 돈을 따고 잃는것과 무관하게, 카지노를 즐기는 개인적인 방법에 대해 설명하면서 마무리하겠습니다. 이번에 친구와 함께 강원랜드 카지노에 다녀왔습니다. 이전에도 여러번 친구들과 강원랜드에 간 적이 있지만 이번에 놀란것은, 내 친구조차 도박사의 오류에 빠져있다는 점이었습니다. 고등교육을 받은 엘리트인데도 말입니다. 그런데, 제가 말재주가 없어서인지 친구를 이해시키는게 어렵더군요. 그 답답함이 이 글을 쓰게 된 첫번째 계기입니다.

애틀랜틱 시티 카지노를 방문한 적이 있습니까? 라스 베이거스 카지노일까요? 카지노 어디에서나 시계를 본 적이 없을 것입니다. 정말 독창적입니다. 카지노 디자이너는 플레이어가 몇 시인 지 알기를 원하지 않습니다. 왜? 모든 레스토랑, 캬바레, 사치품, 코미디 쇼 및 공연이 열리면 카지노 주변의 전략적 위치에 시계를 게시하면 이점을 얻을 수 있다고 생각합니다. 그러나 아닙니다. 육상 카지노는 당신을 계속 돌보고 싶어하지 않습니다. 시간이 언제인지 알면 게임 플레이를 줄이고 저녁 식사, 쇼 또는 수영장으로 달려 갈 것입니다. 그러나 당신이 관찰 할 시계가없는 것은 아닙니다. 외부 세계에는 창문이 없습니다. 카지노는 시간, 공간 및 현실을 무시하는 독립적 인 독립 체입니다.

더킹카지노 KINGS911 “은 예스카지노 더킹카지노 오바마카지노 카니발카지노 에비앙카지노 퍼스트카지노 등, 다양한 ♧ 온라인카지노 온라인바카라 게임을 즐기 실 수 있도록 엄선된 바카라 사이트만을 소개하고 있습니다 . ♧ 더킹카지노 카지노사이트는 다양한 온라인카지노 게임을 온라인에서 실시간으로 즐기 실 수 있도록 엄선된 바카라사이트 만을 소개하고 있습니다 . 로열RT, 심플플레이, MG LIVE, 머니휠, 로열 바카라, 슬롯머신 플렛폼에서 각종 카드게임, 바카라, 블랙젝에서 실시간 카드게임 및 호텔 카지노의 모든 게임을 즐길 수 있습니다. 이 웹 사이트에서 더 많은 정보를 읽으십시오 더킹카지노.

모든 카지노 게임에는 다른 RTP가 있습니다. 예를 들어, 키노의 주택 가장자리는 10 %에서 40 % 사이입니다. Big Six와 같은 게임의 하우스 엣지는 11.11 %, 아메리칸 룰렛 5.26 %, 유럽 룰렛 2.70 %, 크랩 스 베팅은 1.36 %, 프랑스 룰렛은 1.35 %, 바카라 1.06 %를 넘지 않습니다. 뱅커 베팅, 블랙 잭은 테이블 규칙에 따라 0.5 % – 2.0 %로 낮습니다. 육상 카지노 또는 온라인 카지노에서 게임을 할 때 가능한 한 많은 공짜를 얻으십시오. 온라인 카지노는 환영 보너스, 반환 플레이어 보너스, 무료 스핀 제안, 보증금 보너스 없음, 게임 별 프로모션 제안 및 특정 지불 처리 옵션 사용 보너스와 같은 많은 부가 가치 추가 기능을 제공합니다. 육상 카지노에서는 종종 무료 음료, 무료 주차, 식사 바우처, 게임 크레딧 등이 제공됩니다. 이 보너스를 사용하여 카지노 게임 비용을 상쇄하십시오. 카지노 딜러에는 여러 가지 유형이 있습니다. 그들 중 일부는 완벽한 전문가이며, 다른 사람들은 플레이어와 그들이하는 일에 덜주의를 기울입니다. 차이점을 알 수있는 유일한 방법은 카지노에서 시간을 보내고 딜러가 경기를하는 것을 보는 것입니다.

Shopping Amelia Whitehart

High quality Made in Korea leisure children clothing online store

Made in Korea designer kids clothing online store in Hong Kong and the latest baby fashion trends. Athleisure looks are also in for children as well. This year you might see more children’s apparel and brands like DKNY kids exploring sports-inspired styles for both boys and girls. This trend recently made a comeback from the 90s and doesn’t seem to be going anywhere. This look means that workout or athletic clothing can be worn in settings like school or social settings.

The Baby K’tan has the benefits of a wrap, without you having to actually do any wrapping. Made of a 100-percent natural cotton (with a bit of stretch!), this soft carrier keeps little ones close and cozy. The double-loop design evenly distributes weight across your shoulders and back in any of the carrying positions. Better yet, there isn’t an overwhelming amount of fabric to figure out—it goes on like a T-shirt in three easy steps. The included sash adds extra support and does double duty as a carrier storage bag. The K’tan comes in sizes ranging from 0-24, so you can find a good fit for your body. But the downside is that you can’t share it with a caregiver that isn’t your size. Some parents say the fabric gets a little too stretchy (but goes back to normal after it’s washed), so you may want to go down a size to ensure a snug fit.

It can challenging to find baby clothes that aren’t specifically designed for girls or boys. But Primary is all about providing quality basics—bodysuits, tees, pants and pajamas—in solids and stripes that work for any gender. Their simple silhouettes come in a range of brilliant rainbow colors. There’s nothing quite like the feel of comfy PJs. And the ones from Hanna Andersson are among the softest around. One-piece sleepers are made from organic cotton rib knit and come pre-washed so they won’t shrink. Also, these pajamas are perfect hand-me-downs since colors stay bright and fabric stays soft no matter how many washes.

Korean kids clothing specialized online store, all the goods are made in Korea, air freight to Hong Kong. We aim to bring the highest quality, safest and fashionable Korean children’s clothing to every parent. Kiddie Kisses provides high quality and latest Korean fashion to general public in an reasonable price. Read more info at https://www.kiddiekisses.com/. The anti-roll pillow bed will ensure that your newborn sleep well within a restricted space. As a result, your mind will be at rest as a parent because your kid will remain in the same position as you left him. Made of high-quality material the anti-roll mattress is ergonomic, durable, portable and skin-friendly.

Baby Hero takes a holistic approach to mindful baby clothing: from organic cotton to fair and safe factory conditions, the children’s clothing brand prioritizes people and the planet. The adorable, super soft organic onesies and footies are not only healthier for your baby’s skin, but your purchase helps fund life-saving medical items for newborns in need. Baby Hero also offers great gift options!

For our chinese guests:

自家宣傳平台: 座擁過萬粉絲，kiddie kisses Facebook (https://www.facebook.com/kiddiekisseshk)，配合直播KOL式直播及影片宣傳，宣傳有保證。自家電子商貿平台: 配合各方宣傳，每月預計過萬人流宣傳kiddie Kisses韓國童裝品牌。大量搜尋及各方廣告: Kiddie Kisses 每月投放大量各平台廣告，包括搜尋器廣告、Youtube及Banner廣告，確保客戶360度接受收品牌童裝宣傳。企業實力: 擁首席設計師及採購部，為消費者及企業童裝質素把關。創辦人背景: 創辦人為著名集團企業顧問，在商界擁豐富人脈。在品牌宣傳、企業發展得到一定的保障

kiddiekisses是一間韓國童裝專門店，位於香港。提供優質時尚韓國童裝給予普羅大眾，希望各位父母以最優惠的價錢享受到最優質的韓國童裝。本店所有韓國童裝全部韓國制造，空運到港。韓國對韓國童裝特別設有[兒童產品安全特別法]，所有嬰幼兒及兒童紡織品都受此法例限制，其品質必須經過授權的韓國檢測機構進行測試和認證。加上政府政策大推設計工業，所以在韓國童裝品質有保障之餘，亦具有設計及時尚。本店擁有自家首席設計師，擁十年設計經驗，為企業設計準則把關及提供韓國童裝專業時尚配搭意見。

本店為童裝品牌Kiddie Kisses，所有童裝全部韓國制造，韓國童裝批發亦然。韓國對童裝特別設有[兒童產品安全特別法]，所有嬰幼兒及兒童紡織品都受此法例限制，其品質必須經過授權的韓國檢測機構進行測試和認證。加上政府政策大推設計工業，所以在韓國童裝品質有保障之餘，亦具有設計及時尚。在网站上阅读更多详细信息 韓國童裝批發.

那要什麼資格才能參加Kiddie Kisses韓國童裝批發? 多謝你對KIDDIE KISSES品牌批發有興趣，如你想批發，你需要有以下資格: 不接受網上店鋪: 現階段暫不接受網上店鋪取貨，這是因為本公司網上品牌宣傳非常熱烈，加上Kiddie Kisses本身亦有自家電商平台。如你只經營網上店鋪只會對你營業額有所損害。為顧及希望我們的合作伙伴為長期客戶，所以暫不接受網上店鋪申請

作為 Kiddie Kisses韓國童裝批發商，同時你也為品牌的分銷點。Kiddie Kisses為顧及批發商的利益，也會在宣傳方面加入分銷點的宣傳，變相你店鋪也會獲得Kiddie Kisses品牌的宣傳，其聯絡資不單以文字方式長期張貼於網站、Facebook等宣傳頻道，尚會以影片形式(第三點)播放。作為Kiddie Kisses韓國童裝批發商的你變相得到品牌商宣傳攻勢助力，名為批發商實得到接近授權商(Franchise)的待遇。若為Kiddie Kisses韓國童裝批發商，上架時創辦人會親自到場祝賀並會以影片形式親自宣傳分銷點。其影片亦會發放給批發商作宣傳之用

Finance Marian Vasilescu

Tax preparation providers in Houston, Texas

Tax preparation guides and firms? Meet With Your Tax Advisor: November is a good month to meet with a tax advisor, Powell says. They have finished their October tax filings and may have time in their schedule before the busy tax season starts after the first of the year. “If you sit down and do some math between now and the end of the year, you can make sure you are in a favorable tax bracket,” Barlin says. An advisor can help pinpoint strategies to reduce taxable income through retirement contributions or itemized deductions. That, in turn, may be key to ensuring households remain eligible for some income-based tax incentives such as student loan interest deductions. If you don’t regularly use a tax professional, Barlin says running numbers through tax software can be just as beneficial.

This is a important topic in 2020. Money are a big issue, as everyone knows. We will discuss about several tax cash advance recommendations finishing with the introduction of a top professional firm in US. Above all, not only we guarantee your satisfaction, but we also give you a free consultation. Because we believe in our work and guarantee the accuracy of your taxes. You will receive the best possible income tax return services for the lowest prices in the market. Green Tree Tax Services in Houston is committed to providing Professional and honest tax preparation. We train our staff every year for tax updates. In addition, we are enrolled to practice before the IRS nationally. We have the expertise to handle business tax matters, as well as personal income tax returns. Similarly, our Experience in the industry helps you negotiate and settle a budget-friendly agreement with the IRS. Lastly, we can stop any active collection or cease against you while we negotiable with the IRS.

In some states, provisions exist that allow employers to seek reimbursement from the employee for administrative costs related to excessive garnishments. Additionally, some types of garnishments, such as child support, allow for similar provisions that authorize employers to recoup administrative expenses. The limits on the maximum amount of the administrative fee that can be deducted vary by state. When considering employment actions in relation to an employee who has active garnishments, it is recommended to consult a knowledgeable HR source or employment attorney.

We’re a leading Tax Preparation and IRS Service in Houston, TX. Also, our team has multiple experienced professionals to offer you a smooth tax service. So, look no further than Green Tree Tax if you have questions regarding your taxes similarly, tax audits. We at Green Tree Tax undoubtedly, provide you with exclusive tax services in Houston at an affordable price. Our team of professional Enrolled Agents brings you the best tax preparation services. Because of, us being a leading tax preparation company provider in Houston, TX. Read even more information on tax office Houston.

Automate or Outsource Tax Calculation and Filing: While the IRS has made an effort to simplify tax forms and reduce the time and complexity of filing a tax return, it remains a daunting task, especially since it occurs only once per year and is often stressful. Fortunately, companies like TurboTax and H&R Block offer sophisticated tax software programs to help filers complete the task quickly and relatively inexpensively. The IRS even offers free tax filing software for taxpayers with an adjusted gross income of $69,000 or less. To determine whether you’re eligible for the free software, check last year’s return for your adjusted gross income (AGI), which appears on line 7 of the 2018 version of Form 1040. For those with incomes greater than $69,000, the IRS provides Free File fillable forms for electronic filing. However, these forms offer only basic guidance, so you must know how to do your taxes yourself. Most of the filing programs allow you to keep track of any refund due and select your preferred method of payment – direct deposit, paper check, or holding and applying the refund for the coming tax year. When deciding whether to use a professional preparer or a software program, consider your income, the complexity of your return, unusual events that significantly affect your income or expenses, and your concern about a tax audit.

Consider saving more for retirement: If you have a 401(k) or traditional IRA, you may get a tax break by contributing more money to your retirement account. That’s because contributions you make to these accounts are typically deductible on your tax return. Keep in mind, though, there are income restrictions and contribution limits that determine how much you can put in an IRA, and deferral limits on how much you can put into your 401(k). Be sure you understand what those limits are, and how much you’re able to contribute for the year.

Reinvested dividends: This isn’t really a tax deduction, but it is a subtraction that can save you a lot of money. And it’s one that many taxpayers miss. If, like most investors, you have mutual fund dividends automatically invested in extra shares, remember that each reinvestment increases your “tax basis” in the stock or mutual fund. That, in turn, reduces the amount of taxable capital gain (or increases the tax-saving loss) when you sell your shares. Forgetting to include the reinvested dividends in your cost basis-which you subtract from the proceeds of sale to determine your gain-means overpaying your taxes. TurboTax Premier and Home & Business tax preparation solutions include a very cool tool-Cost Basis Lookup-that will figure your basis for you and make sure you get credit for every dime of reinvested dividends. Find additional details at https://greentree.tax/.

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