Month: July 2020

Finance Marie Poppins

Who is Jack Brown from Invest Islands and some of his thoughts

Jack Brown @ Invest Islands or the climb of a finance entrepreneur: A born entrepreneur, Jack founded his first company at 19. His self-starter attitude paired with invaluable experience as a sales and marketing professional for brands like OCS Cannon Hygiene and Marriott made him the perfect business partner for Kevin Deisser at Invest Islands. Impressed by the substantial returns Kevin was seeing with Invest Islands, he foresaw the potential of the business and what he could bring, and that is how Kevin Deisser and Jack Brown’s Invest Islands project came to life.

“Inspired by Kevin’s vision, I saw an incredible opportunity to build something special with Invest Islands”, Jack says, “Together with our motivated, educated and passionate team, we believe Indonesia is an incredibly exciting market for the right kind of responsible and respectful development.” The role of Jack Brown in Invest Islands is a truly valuable one. Jack is as diligent with the documentation as he is passionate about championing sustainable development in Indonesia, which he sees as Asia’s most profitable and worthwhile investment opportunity. Working out of the office in Hong Kong, he happily makes regular trips to Lombok to development projects and sites like the plantation field at the foot of Mount Rinjani, which supplies fresh fruits and vegetables to the company’s resort in Torok Bay and other developments.

Jack Brown Invest Islands on investment opportunities in Hong Kong : Rating agency Moody’s Investor Service (Moody’s) increased the Republic of Indonesia National Credit Rating (SCR) from Baa3 / Positive Outlook to Stable Baa2 / Outlook on April 13, 2018.. As the country’s vulnerability to external shocks declines; macroeconomic stability and fiscal discipline, coupled with ongoing reforms, suggest that policy effectiveness is improving. Standard & Poor’s credit rating for Indonesia stands at BB+ with a positive outlook. Fitch’s credit rating for Indonesia was last reported at BBB- with a positive outlook.

Indonesia is the fourth most populated country in the world and the largest economy in Southeast Asia with a 2014 nominal GDP of $888.6 billion. With strong economic growth and a young population, many economists have argued that it should be added to the so-called BRIC economies as an up-and-coming emerging market. Those looking to invest in Indonesia should start with the Jakarta Composite Index (JCI). While the rest of the world was in a recession between 2009 and 2012, the country’s primary equity index jumped from a low of around 1140 to a high of around 4100. And it was one of the only emerging markets in the world to come out of 2011 with any real economic growth.

“Operating across the Asia Pacific region, Invest Islands is a land brokerage company based in Lombok Indonesia, with strategic offices in Hong Kong under Asian Island Group. I currently oversee all of the aspects of the Asian Island Group. I also travel to the development sites and visit the Invest Islands Foundation Charity projects. Additionally, I frequently travel to the plantation field at the foot of Mount Rinjani that supplies fresh fruits and vegetables to the Invest Islands Resort in Torok Bay.”

Few foreign investors know that Indonesia’s economy has shown the most stable growth of any economy globally since the second world war; the consuming middle class of Indonesia is set to grow by 90 million people over the next 12 years; there are now 103 million millennials born between 1975 and 1998; or that it is now the largest digital economy of South East Asia. The timing for (impact) investing in Indonesia could not be better than it is today.

Going about his work with an infectious smile, Jack fills rare moments of downtime exploring his interest in art as well as travelling to Barcelona, where he invested in property in 2016, and back to Scotland to see friends and family. See extra details on Islands Invest.

Lifestyle Marian Vasilescu

What can you see in Morocco and the fabulous spellbinding diversity

5 top attractions in Morocco? In antiquity, Volubilis was an important Roman town situated near the westernmost border of Roman conquests in present day Morocco. It was the administrative center of the province Mauretania Tingitana. The fertile lands of the province produced many commodities such as grain and olive oil, which were exported to Rome, contributing to the province’s wealth and prosperity. The Romans evacuated most of Morocco at the end of the 3rd century AD but people continued to live in Volubilis for many centuries.

This mammoth gateway (which guards the entrance to Meknes’ Imperial City district from the medina) is noted for its stunning decoration. Meant as a monumental reminder of the sultan’s might, the Bab al-Mansour is a magnificent relic of Meknes’ glorious era as capital of Morocco. It’s widely regarded as Morocco’s grandest and best preserved gateway. Come in the late afternoon to photograph the gate in the soft light, then wander through Meknes’ small maze of a medina, which is a much more laid-back affair than the medina of nearby Fes.

Morocco is home to plenty of Kasbah’s as well as pretty old town areas where these are located. The most charming of these is Rabat’s Oudaias Kasbah neighborhood which is called the nation’s most picturesque region. Its peaceful and quaint vibes also make it a big crowd puller as well as one of the best Morocco points of interest set in the heart of the main city. You will find inside the high walls of this age-old old fortress white and blue houses and colorful flower pots studded on either side of a neat lane. Explore more info at Private Marrakech Desert Tours.

The scenic Ourika Valley is popular with both locals and tourists. There are several walking routes through the valley, along the river, and in the mountains, though for many, the seven-level waterfalls are the highlight of a trip. Climbing the lower levels requires a bit of a scramble up rocks, but the track to the upper levels is less challenging. In addition to lovely views, visitors can also experience Berber life, go rafting, and take a dip in the refreshing water. Within the Middle Atlas Mountains, Ifrane is often referred to as the Switzerland of Morocco. The charming city, with its Swiss-style chalets, is a prime gateway to the nearby Ifrane National Park. Hiking opportunities through cedar forests abound, and you may spot Barbary macaques.

These lush tropical gardens full of cacti, palms, and ferns, are the work of painter Jacques Majorelle. Originally from the town of Nancy in France, Majorelle came to Marrakesh for health reasons and became well known for his paintings of local Moroccan life. His most famous work, though, was this garden and the vibrant blue (the color now known as Majorelle blue) painter’s studio he lived in on the grounds. After Majorelle’s death in 1962, French fashion designer Yves Saint Laurent bought the property, and upon his death in 2008, his ashes were scattered in the gardens. Majorelle’s old painting studio is now home to a fabulous museum dedicated to Berber artistry. A museum dedicated to YSL’s life and famed fashion legacy is currently being built on the grounds as well. Find extra details at https://www.moroccotravelholidays.com/.

Construction Amelia Whitehart

House remodeling tips and providers in Colorado

House builders tricks and providers in Colorado Springs? Aspiring renovators sometimes get so focused on getting the desired ‘visual result’ with fabulous kitchens, decor and so on, that they risk running out of money for works to the building envelope — sometimes referred to as the ‘unseens’. If you don’t prioritise key works, such as leaking roofs, timber decay and structural movement, it won’t be long before deterioration of the fabric takes hold, at which point it might be a matter of some regret that so much of the budget was showered on top-of-the-range designer appliances.

When we first started our home renovation journey I heard from so many people that the process wouldn’t be easy. But boy, I didn’t think it would be that hard. Renovating our home literally took years off of our lives. When I was going through it, I remember getting a DM from a reader who told me that they renovated their home about 3 years ago and while it was miserable, they would do it again in a heartbeat. At that moment, I wasn’t sure if she was right. Would I voluntarily put myself through this again? Fast forward a year, and it turns out she was right. I would do it again, but I would do it a little differently. Here’s what I wish I knew before I renovated my house and some home renovation tips:

This is where the groundwork is laid for the search for your new home. There are several points you should cover in your initial consultation. For example: Define your needs; the number of bedrooms and bathrooms, size of the kitchen, where you want to live, your price range, timeline, etc. Determine when and how often you can look at prospective homes. Verify your contact information and how you want to be contacted (email, phone, etc.) Ask your agent about financing. They can explain the different types of available loan programs, and refer you to lenders that can answer specific questions. Review the paperwork. While not necessary at this point, reviewing paperwork will allow you the advantage to ask questions about documents before it’s time to sign them.

We are a full service home remodeling company, specializing in complete whole home design, remodeling and custom home construction. We also exceed our customer’s expectations with room additions, kitchen remodeling, and bathroom remodeling. Moreover, we also excel in transforming homes for multi generational living and to allow couples to age in place. So, with thousands of satisfied customers Phoenix Constructions has perfected our remodeling process to make sure you receive the highest quality service from beginning to end. Read additional info at Building New Houses Colorado.

Stamped concrete is a very intelligent and innovative innovation in concrete widely applied for floor in patios, car porch, driveways and sidewalks.Idea of concrete decoration with stamped concrete not only adds their strength for the floors but also provide pleasing appearance. This is now a good idea for low-cost landscaping where costly granites, interlocks in landscaping and patios are used, the stamped concrete stay upright.

Our team offers dependable, high-quality home renovation services. From a few small changes in your bathroom or kitchen to a whole-house renovation, our team will remodel your home in a way that will perfectly meet your wants and needs.

A car Garage Addition can add a lot of value to your home. There is the obvious space of parking your car, but you can also use it for additional storage. Don’t let your main Garage become crowded Garage Additions or Third Car. Phoenix Constructions will guide you better om Remodeling or Additions. You too will be amazed at how much easier life can be when a little extra space is added to your home. So go ahead, call us/schedule today. We are happy to provide you with absolutely the best service and quality for all of your home improvement needs. Find extra information on https://phxgc.com/.

Finance Marian Vasilescu

Sell Bitcoin safely with Fairbit

Best rated Bitcoin wallet providers and crypto exchanges? I hate to tell you this, but get over yourself. You’re not always right. And it’s okay. Investing is a game of speculation which involves some amount of luck – even for professional investors. To be a winner in this space, you only need to be right a certain percent of the time. For example, if you 2x your investment 55% of the time, then you can afford to lose 45% of the time as you will make money in the long run.

Are Cryptocurrency wallets secure? Wallets are secure to varying degrees. The level of security depends on the type of wallet you use (desktop, mobile, online, paper, hardware) and the service provider. A web server is an intrinsically riskier environment to keep your currency compared to offline. Online wallets can expose users to possible vulnerabilities in the wallet platform which can be exploited by hackers to steal your funds. Offline wallets, on the other hand, cannot be hacked because they simply aren’t connected to an online network and don’t rely on a third party for security.

Most beginners make one common mistake: buying a coin because it’s price seems to be low or what they consider affordable. Take, for example, someone who goes for Ripple instead of Ethereum simply because the latter is much cheaper. The decision to invest in a coin should have very little to do with its affordability but a lot to do with its market cap. Just like the conventional stocks are gauged by their market caps, which is evaluated using the formula Current Market Price X Total Number of Outstanding Shares, the same applies to cryptocurrencies.

Technically speaking, cryptocurrencies are transactions or entries targeted in a restricted database. Specific conditions must be met to modify these transactions. Created with cryptography, transactions are protected with mathematics, not with people. Transactions are published in a database, but it is a special type of database that is shared is a peer-to-peer network. Find extra information on buy and sell cryptocurrencies by Fair-bit.

The prices of most altcoins depend on the current market price of Bitcoin. It is vital to understand that Bitcoin is relative to fiat currencies and is quite volatile. The simpler version of this is that when the value of Bitcoin goes up, the value of altcoins goes down and vice versa. The market is normally foggy when the Bitcoin price is volatile and, as you would imagine, this prevents most traders from gaining a clear understanding of what goes on in the market. At this point, it is advisable to either have close targets for our trades or simply not trade at all.

This is another cryptocurrency broker site. Here you buy Bitcoin from the broker itself, or via its liquidity pools instead of from another person. So similar to Coinbase. Bitpanda has been around for a few years now and they are building up their reputation. Namely for being very easy to use and with lots of payment methods available. From bank transfer, Skrill, Neteller, card purchases, Sofort, iDEal, etc. It is only available for EU users though. Read more details on buy and sell cryptocurrencies.

Business Patrick Moreau

Make money advices

How to earn cash for Pinoys? There are too many open jobs in the economy right now to get filled and talent is in high demand. Don’t settle for the status quo. Most people spend more time planning for their vacations each year than they do optimizing their careers. If you’re not making the most of it your full time job and making as much money as you can from it, you’re selling yourself short. Figure out how much you should be getting paid by analyzing your current market rate for someone with your skills and experience by using websites like Indeed and Glassdoor. You should also contact and build relationships with at least two recruiters in your industry. Because recruiters live so close to the market they not only know what you should be getting paid, but they can also recommend additional skills you can develop (check out my post on best skills to learn), and potentially even recommend a new higher paying job or company.

In some ways, freelancing is like contract work, in that you’re hired by a company to provide a service. In most cases, as a freelancer, you have even more control of your work, such as what you offer and how you do it, than in contract work. In most cases, freelancers work under their given name, usually as a sole proprietor. However, they can turn their freelance work into a business, offering the same services, but under a business name and different business structure (i.e. limited liability company).

Palawan Express is the first name that comes to mind when talking about affordable remittance services. Aside from its thousands of branches and remittance partners nationwide, Palawan Express Pera Padala is also known for having one of the lowest remittance fees among the biggest players in the industry. Its cheap rates are the main selling point of Palawan Express, which has attracted millions of Filipinos to patronize its services. Find extra info on Palawan Express Rates.

It can be a bit tricky to determine when a senior discount applies. Most establishments determine this on their own. There is no technical definition of when a senior is actually qualified. However, most organizations have a policy, and that information can apply to your case. For example, many auto insurance companies will provide a senior discount to those who are over 50. Many restaurants offer these discounts for those over the age of 55. And, some retailers begin offering discounts to those who are over the age of 60. The key here is that you do need to ask to get these savings options. Alamo Drafthouse: Moviegoers ages 60-plus can view weekday shows before 2pm for only $6, less than half of the general admissions price of $13.75. That special low pricing applies all day on Wednesday for the chain’s Senior Day. See here for locations. Amtrak: Travelers ages 65 and over can receive a 10% discount on most rail fares on most Amtrak trains. Kathy Levine, 70, of Long Beach, N.Y. uses the discount frequently to visit her daughter and granddaughter 200 miles away. “I prefer not to drive the four hours it takes,” says Levine. “The Amtrak discount allows me to see them more often.”

Many students work part-time or during the summer months, and others will be on placements or paid internships. More often than not, if you are a student working during the year, you will be overpaying income tax. Why? Simply because few students reach the personal tax-free income allowance each year but are put on an emergency basic tax-code by their employers meaning tax is being paid when it shouldn’t be. Discover even more details on https://digitalpinas.com/.

Business John Concrane

Executive recruiters in Denver

Executive recruiters Denver, Colorado? Heather joined Spectrum in 2009. She has worked in executive search for 20 years and has partnered with Spectrum’s CEO, Kevin Hahn, for much of that time. Heather has played a pivotal role in developing Spectrum’s private equity-centric candidate identification and acquisition capabilities, as well as both supporting and leading executive C-level and functional leadership searches. She has worked extensively in each of the 6 primary verticals that Spectrum supports as well as others, including direct marketing, education (for profit and on-line providers), and hospitality sectors. Heather has successfully completed hundreds of searches over the course of her career. Her depth and versatility have enabled Spectrum to execute on its strategy to be a single source provider to its PE clients.

Regardless of what type of market we’re in, candidate’s or employer’s, you should always prioritize your hiring process. Extending offers quickly, remaining competitive, and maintaining contact with candidates during this time is critical. While it’s true that around 1/3 of companies surveyed expect to freeze their hiring process, that still leaves 2/3 who are not freezing. 2/3 of your competitors are still reaching out and extending offers to the most eligible candidates right now. Don’t fall behind.

Founded in 2009, Spectrum fills a critical void in the marketplace: delivering access to world class talent to entrepreneurial and middle market-sized businesses, many of whom are owned by Private Equity firms. We recruit C-Suite talent for Private Equity firms and Functional Leaders for their Executive Management teams. It takes a certain type of candidate to thrive inside of these less structured and dynamic portfolio companies requiring very hands-on leaders who are doers. Successfully recruiting accomplished A players who have this profile is our core competency. Spectrum has built its entire team and business model around mastering the persuasion and systematic evaluation of these A players who generate significant impact. Find additional details at http://www.spectrumsearchpartners.com/about-spectrum/.

When hiring, give an edge to qualified candidates who have made it through multiple layoff rounds. They’re used to picking up the pieces after a massive layoff and are a better bet to know how to keep the operation moving smoothly. Be clear with them on company plans, and they may start imagining how to fix situations and turn things around. Identify candidates that have a track record of succeeding at things they’ve never done before. While most people can continually succeed in an upward linear fashion by building on prior experience, we are not in a linear period at the moment. The person who can repeatedly succeed in unknown situations is what some companies will need for fresh ideas and reinvention.

Each of the candidates we present to our Clients have the ability to be impactful, strong builders of high performing teams, and true business partners to CEO’s and their Board of Directors. Over 80% of the CEO’s we’ve placed and have gone through our process have hired us to build out their teams in the areas of Accounting, E-Commerce, Engineering, Finance, Human Resources, Information Technology, Marketing, Operations, Product Development, and Sales. Find extra information at retained executive search Denver.

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