Month: July 2019

Business Marie Poppins

Financial strategies

Top methods for how to multiply your money. Mr Modray says: “Larger sums of money make it practical to put together a basket of funds that gives you exposure to several asset types that are unlikely to all move in the same direction at the same time. It can also make sense to add further diversity by combining cheap stock market tracking funds with active managers who invest quite differently. At the very least, I’d suggest exposure to UK and overseas stock markets, fixed interest and commercial property.” Darius McDermott, managing director at Chelsea Financial Services, suggests the following strategy. “For cautious investors – perhaps someone making the transition to investing in other asset classes other than cash for the first time – I would suggest a mix of a more defensive UK equity income fund and a targeted absolute return fund.

There are many ways to pick stocks, and it’s important to stick with a single philosophy. Vacillating between different approaches effectively makes you a market timer, which is dangerous territory. Consider how noted investor Warren Buffett stuck to his value-oriented strategy, and steered clear of the dotcom boom of the late ’90s—consequently avoiding major losses when tech startups crashed. Investing requires making informed decisions based on things that have yet to happen. Past data can indicate things to come, but it’s never guaranteed. In this 1990 book “One Up on Wall Street” Peter Lynch stated: “If I’d bothered to ask myself, ‘How can this stock go any higher?’ I would have never bought Subaru after it already went up twentyfold. But I checked the fundamentals, realized that Subaru was still cheap, bought the stock, and made sevenfold after that.” It’s important to invest based on future potential versus past performance.

The answer is by buying an index fund. Index funds are the best friend of the passive investor who want an easy way to invest in the market. An index fund is a type of fund with a portfolio constructed to track a certain index. Index funds can track the return of the S&P 500, Dow Jones, or NASDAQ. Index funds can either be exchange traded funds or mutual funds that hold securities in a given market. A S&P 500 index fund will buy shares of the 500 largest companies in the United States and will track the movements of the Standard and Poor’s 500 index. This fund will replicate the performance of the S&P 500 index. If the S&P 500 index is up 10 percent for the year then a fund like the Vanguard S&P 500 index or the iShares S&P 500 index should be up approximately 10 percent as well. Read more on Easiest Way to Invest Money.

For as little as $10, you can invest in Worthy Bonds. Worthy Bonds are fixed interest bonds that fund loans for creditworthy American businesses. The bonds have a term of 36-months, but interest is paid weekly and you can withdraw your money at ANY time, without penalty. Buy as many $10 bonds as you’d like. The simple idea is that Worthy is going to take the money you use to buy bonds and invest it into companies with a greater return than 5%. They win, you win and it’s a fixed rate so you know the rate of return every day. The platform is open to all U.S. investors and can be a great way to diversify your portfolio with a low-risk solution. Worthy only invests in fully secured loans (liquid assets having a value significantly greater than the loan amount), so the quality of loan and investment is always high caliber.

Buffett says that the hardest thing is to trust your investment decisions. You always think that others are right and you are wrong. Instead, you need to study and believe in yourself. To be successful, you need to overcome the fear and not pay attention to what others are telling you. Accumulate knowledge and make investment decisions on your own to stand separate from the crown and be a winner.

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. Read more details on Multiply My Money.

Business Marian Vasilescu

Personal development Thailand

Looking for business coaching to improve you or your teams skill levels ? Interactivity software integrated with serious game-design thinking doesn’t just present learning content. It immerses learners in the content and gives them control over the learning process. As a result, learning experiences become more vivid, stories more powerful, and questions more provocative. That all adds up to high levels of engagement than could never be achieved in a traditional classroom setting. Better engagement translates into better learning outcomes.

Companies that offer corporate training for their employees usually have a much easier time attracting new talent. If you want to get the best and the brightest people working for you, it’s important that you consider making this type of investment. This training can really improve the overall image of your business, which will be sure to get the attention of skilled people who can be a real asset. It can be a real challenge for some businesses to find the right employees, but this is one way to make that search a lot less frustrating and time-consuming.

Exceptional communication skills and the ability to convince others to your way of thinking make the difference between good and great leaders.Pure communication builds trust, credibility, and respect. One reason is because when you fully communicate, instead of trying to compose your response, the result is a relevant and on-target response. What you say is proof of how well you listen. See more on Personal Development Seminars Thailand.

These out-of-awareness filters provide insight into why people make decisions, hold preferences and prejudices, and communicate and react they way they do. This skill enables you to mentally run a personality profiling process in the course of ordinary conversation – especially important in team leadership, selling, interviews and coaching situations. Use Advanced Language Patterns with ease, Develop a natural and conversational style of NLP by refining the Milton and Meta Model NLP Language Model skills from your Practitioner Certification Programme as well as acquiring additional patterns.

Explore industry associations. The Worldwide Association of Business Coaches (WABC) is one of the first professional coaching associations exclusively dedicated to business coaching. Membership is selective and based upon eligibility requirements and high standards of ethics, integrity, and professional responsibility.

Productivity/motivation – Self-awareness can increase your productivity. Becoming aware of your strengths and weaknesses can encourage you to produce higher quality work – seeing improvement in yourself can give you a little confidence boost and motivate you to achieve more! Self-awareness can also guide you to develop your weaknesses into strengths For example, a poor attitude can be turned into a positive one – this can be achieved by recognising the impact and consequences of your attitude and how it can affect others around you. It’s certainly not easy, but becoming more aware of how others respond to or absorb your mood/behaviour may encourage you to control it – or even turn it into a positive attitude in order to encourage others in the workplace! This should give you the drive that you need to become more productive and work harder to achieve your personal goals. Read more info on Personal development Thailand.

Meet the team: Wirawat is Mind Tools Senior Trainer and specializes in Team Building. Wirawat is Certified in Neuro Linguistic Programming and has a proven track record in enjoying what he does best: Build your team to an unparalleled high. Mind Tools strives to have short lines of communication. Our organization excels in direct communication, open and honest attitudes, working hard and celebrating success. Want to join our dynamic team? Did we awaken your interest? We encourage you to contact us. We are always looking for skilled and qualified people. No matter if you want to work freelance, on project basis or obtain a permanent position, do send us your resume. For more information or to submit your resume, please send an email to hello@mindtools.co.th

Mind Tools Co., Ltd.
Baan Benchaphan Building
29/1 Baanmai Langmor Soi 7
Suthep Road, Amphur Muang
Chiang Mai 50200
Thailand
Email: hello@mindtools.co.th
Web: https://www.mindtools.co.th/
Telephone: +66 (0) 53810587
MON-FRI 10:00 – 18:00
SAT-SUN 10:00 – 14:00

Shopping Patrick Moreau

Wholesale merchandise for sale

Searching for wholesale audio and video online store? Here is a quality selection of the best wholesale products. Gocomma 3 in 1 Handheld Extendable Bluetooth Selfie Stick: A selfie stick is something people cannot live without nowadays. Reselling it would be a great idea, indeed. A very important secret to be successful in reselling products from home is finding high profit products and low cost suppliers. As you can see the above list of products, it is evident that they are priced way too economically as compared to Amazon. Here, you can earn a good amount of profit if you have the knack of finding high profit items.

Wholesale buying allows you to purchase products in bulk at a heavily discounted rate. These savings will pad your profit margins once you’ve factored your own expenses into the final price you list on your store. Buying wholesale will also allow you to build relationships with wholesale suppliers, which can lead to negotiations for better prices, higher quality, faster shipping speeds, and more. The more business you do with your wholesale suppliers, the more incentive they will have to give you the best experience and deals possible. Myth #2: You Can Find All Your Wholesale Sources Online: The Internet provides easy access to many wholesalers and a quick way of making initial contacts. However, it certainly doesn’t provide access to all wholesalers. If you’re serious about finding the best wholesale prices for your products, then it pays to check out other sources as well. Try looking through trade magazines such as Closeout News and Wholesale Merchandise. With fewer people vying for stock, there’s a good chance you’ll find some exceedingly good prices tucked away in the corners!

Top watches : When Swatch launched the Sistem51 — an autonomously assembled automatic movement boasting a 90-hour power reserve — it was a revelation, but its plastic case limited its appeal. Now you can get the same movement cased up in stainless steel, making it a more versatile option for everyday wear. No list of dirt-cheap watches is complete without the Seiko 5. Originally launched in 1963, the 5 has cultivated a feverish following amongst watch fans for its utilitarian mechanical movement and the value it provides. The Seiko 5 comes in many iterations, and the “Sea Urchin” dive watch is one of our favorites. In addition to using Seiko’s workhorse 7S36 automatic movement, it comes adorned with a unidirectional countdown bezel and steel bracelet.

Sports gear : Buying the right running shoes for you is very important for obtaining the best results. Adidas don’t tend to change the Boston much with each annual update, and frankly why would they? This is an incredibly popular shoe and for good reason. The Boston 7 is a tremendous race-day option for pretty much any distance, with just enough Boost cushioning to keep the pep in your step over a marathon, but not so much that you’re carrying unnecessary weight when shooting for a PB in a 5K. Make sure to size up, because Adidas shoes tend to run small – what it calls a snug racing fit, many of us might refer to as uncomfortably tight. However, once you have the right size there are few shoes that will serve you better in your next race, and during all the training leading up to that race as well.

Best gifts : The modern bobble head doll typically consists of two styles of body mold: A plastic body or ceramic body. The advent of the plastic mold over the past three decades allows for more unique designs and lightweight body styles. The time tested ceramic bobble head doll remains popular, but is more delicate in nature. There are generally two subsets of design of the plastic bobble heads doll. One style is a durable, sturdy plastic mold. The second is not only sturdy, but also covered in a “flocked” material, which is generally a cloth, fuzz material.

Camping and hiking gear : As for pillows, you can bring one from home if you have the room. But if you’ll be travelling from campsite to campsite, you may be better off with an inflatable camp pillow that you can easily compress and tuck into your backpack. If possible, test your tent bedding before your camping trip. Fully inflate your air mattress before your trip to make sure it still works. Try sleeping on it for a night to ensure it doesn’t lose air while you sleep, so you know ahead of time whether you need to find another option or get more cushioning to stay comfortable. See extra info at Wholesale Products.

Society Marie Poppins

Chating with girls

Online chat has many benefits for your mental health. Simple things can make a big difference: a genuine smile, an empathetic look, a cup of tea… small, human gestures than can mean so much in times of crisis. Be non-judgmental. Try to understand. Create time and space. Listen actively and show that you’re listening, using nods and encouraging gestures. Use open body language. These things come naturally to some, but need to be learned by others. Reflect on your own attitudes and behaviours and commit to making a difference by using the therapeutic value of communication when working with all clients, whether affected by mental health issues or not. Good communication works, full stop!

How to be interesting in online chatting ? Talking about the weather or the traffic is the classic example of this strategy, but there are other, less painfully cliched ways to use your environment as a conversational springboard. Software engineer Robert Rapplean suggests “commenting on something in your environment… their clothing or jewelry,” for example. It’s a technique that’s endorsed beyond Quora as well. On HBR recently, professional speaker (and therefore serial event attendee) Dorie Clark suggested a variation on this theme.

You can find it less expensive to chat over the Internet than to make a long distance call. This makes Internet chatting an attractive option if you live far away from family and friends, or you are on a budget. You can complete other tasks while chatting over the Internet. For example, you can read and reply to emails, finish typing a document, or have a conversation with someone who is in the room. This can be an advantage if you are busy and don’t have much time for personal chatting. This can also be a disadvantage because you aren’t giving the other person or task your full attention.

Raise morale, connect people, have discussions with new people, talking with new people has many of plus points. Online chatting can boost the confidence and self-esteem of individuals who have heartaches or feel lonely. Although it should only be seen as a band-aid solution, chatting and flirting with strangers can give people a boost of confidence when it is most needed. Even a stranger can put a smile on someone’s face. Online dating is becoming increasingly common, as some people are too busy to go out and meet someone.

Online chats are also a great marketing tool : Knowledge bases and help articles are excellent ways of providing support and helping customers solve problems. If you have many such documents or help articles online, though, customers or users may not be able to find or use them quickly. With live chat, agents are able to “push” links to help or training documents quickly via the chat window. Therefore, instead of walking users through troubleshooting and resolution procedures step by step, agents can instead link the visitor to the appropriate document or content directly. Online chat can be a cure against depression caused by failed relations. If you don’t normally exercise, you should consider it after a heartbreak. If you exercise regularly, then continue exercising even after the heartbreak. Exercising is important after a heartbreak because it helps you release all the anger inside of you gotten from the heartbreak. Meeting new people will help you during your recovery from a heartbreak because it sort of helps rebuild your pride and confidence again. While you make new friends, it’s important you don’t jump into a relationship. It’s important you give yourself a break from relationships for at least three months.

The words we use when we argue are one way to determine whether our communication styles are positive or negative. Words are a measurable quantity, and so it is possible to evaluate a communication style by counting the number of positive and negative messages. Couples with good styles have as many as five times more positive to negative comments passed back and forth, or negative comments will usually be counter-balanced by jokes, laughter, and other forms of positive interaction. In contrast, the ratio of negative to positive messages may be as high as three to one in favor of the negative for ineffective styles. Of course, each of us will express some aggression or hostility during a fight because we can’t always control our emotions. However, if there are consistently much fewer positives to offset the negatives, and if negative feelings persist afterwards, we probably have communication problems. tTalk to real persons today on Chat with Strangers!

Jewelry Patrick Moreau

Purchasing watches complete guide

A small history of watches and a few tips for purchasing the perfect watch. 5212A-001 Calatrava Weekly Calendar , 40mm stainless steel case, light brown calfskin strap. Time, day, date, month — the basic temporal measurements and functionality upon which watchmaking has been based since, well, time immemorial. Patek’s new high-end 5212A, however, goes one better by adding an additional refinement to its information display by keeping track of the weeks in a year. Beyond the three standard hands for seconds, minutes and hours, two red-tipped hammer pointers register the day and the week number (the latter also cleverly indicates the relevant month on a concentric outer scale). Design afficionados should note the technical lettering on the face is based on the actual handwriting of a Patek designer; a handsome and human detail on such an exquisite and captivating complication.

Let’s move on to the under 1000 USD category. When Swatch launched the Sistem51 — an autonomously assembled automatic movement boasting a 90-hour power reserve — it was a revelation, but its plastic case limited its appeal. Now you can get the same movement cased up in stainless steel, making it a more versatile option for everyday wear. No list of dirt-cheap watches is complete without the Seiko 5. Originally launched in 1963, the 5 has cultivated a feverish following amongst watch fans for its utilitarian mechanical movement and the value it provides. The Seiko 5 comes in many iterations, and the “Sea Urchin” dive watch is one of our favorites. In addition to using Seiko’s workhorse 7S36 automatic movement, it comes adorned with a unidirectional countdown bezel and steel bracelet.

Chunky, luxury watches don’t suit everyone’s style, but this sleek-looking beauty carries the elegance and swagger needed to stand out from the crowd. The steel blue-like dial with its mix of distinctive leaf hands and Roman numerals exudes an air of class appropriate to a watch brand founded in Geneva in 1830. At 40mm it’s on the upper end of the medium size scale. Strap it on your wrist and see why celebs like David Duchovny and Kiefer Sutherland are huge fans. Chotovelli, a brand founded in the 1920s in Turin, derived and inspired by Italian aviators, is a name you probably haven’t heard before. Which just means it qualifies as a ‘find’. For the price, this handsome oversized chrono is by far the biggest bargain on the list, and the opportunity it affords to give each admirer a mini history lesson is just icing on the cake. The saddle leather strap will only get better with age, but caveat emptor: at 47mm, this is one big watch.

WatchNerd aims to be the world’s go-to-source for watch enthusiasts to discover their perfect watch. Developed by watch lovers for watch lovers, it provides a smart, simple, and fun way to research the right watch for you. The team behind WatchNerd combines their passion for mechanical watches with their technological expertise, developing data-based solutions to give their community the confidence they need and deserve in a decision this significant. Their algorithm and data-driven approach allows them to proudly give unbiased advice, so users can find the watch that speaks to them, fully knowing all the most important information. See extra details about WatchNerd.

Construction Marie Poppins

Some tips about party wall surveyor costs

Party wall problems? Here are a few advices: In most cases, if the adjoining does not respond within 14 days then a deemed dispute is said to have occurred and the person carrying out the work must appoint a surveyor to act on the adjoining owners behalf. If adjoining owners provide written consent to the works as set out within the notices, then there is no dispute to resolve and no further need for party wall surveyors or, indeed, the Party Wall Act. Assuming work proceeds as detailed within the notice and no damage is caused, then no further involvement is necessary. Resolving Disputes: If adjoining owners dissent to the works (or if no response is received and a deemed dissent has arisen) then a dispute has occurred which must be resolved under the requirements of Section 10 of The Act. It is worth reiterating that the Act is one of enablement, it is not there to prevent works from taking place and it offers a route to end disputes at every stage. Where written agreement is not given, the solution the Act provides is for both parties to appoint an ‘agreed surveyor’ who will act impartially or for each owner to appoint a surveyor who in turn appoint a third surveyor. The surveyors then work together to agree the terms under which work may proceed. The surveyor(s) will review the plans, notices and structural details of the works and, after considering the impact of the works, will draw up an agreement which sets out the terms under which work can be carried out (the Award).

Certain works which are likely to affect your neighbours are covered by the Party Wall etc. Act 1996. This legislation provides protection to all parties involved and is intended to enable the works to be undertaken. In the event of non-cooperation from your neighbour or disagreement, party wall surveyors agree how the works should be carried out, including necessary protection measures and rectification of any damage. The purpose of the act is to avoid litigation by dealing with potential problems up front.

What often happens is that your neighbour neither consents in writing nor dissents but just ignores your notice. This is fairly common in situations where the adjoining property is tenanted or converted into flats. The Act states that if your neighbour does not consent within 14 days they are deemed to have dissented and must appoint a surveyor. This is problematic as a neighbour who has ignored your notice is unlikely to then spring in to action and appoint a surveyor and the Act recognises this and provides a solution; you must follow-up your original notice with a reminder letter giving your neighbour a further 10 days to make an appointment following which you can appoint a surveyor on their behalf.

At Home Heroes we provide a professional service, we are very competitively priced and you can be sure you award will be handled by qualified and experienced Party Wall Surveyors. We are a small company with a dedicated and qualified team of building surveyors on Party Wall Matters. We can deal with all types of project no matter how complicated and are able to offer a service that is both efficient and meticulous. See extra details at Party Wall Surveyor Whitstable.

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